Allianz Travel Insurance: Rental Car Excess Coverage

Travel insurance is becoming increasingly popular with travelers, and Allianz Travel Insurance is one of the best-known providers of travel insurance. Allianz offers a wide range of policies, including rental car excess coverage. This coverage provides financial protection in the event that you are involved in an accident while renting a car. Here, we explain how Allianz rental car excess coverage works and what you need to know about this type of coverage.

What is Rental Car Excess Coverage?

Rental car excess coverage is an optional insurance policy from Allianz Travel Insurance that provides protection when you rent a car. This type of coverage is designed to cover the cost of any damage to the rental car that is not covered by the rental car company's insurance. For example, if you are involved in an accident and the cost of repairs to the rental car exceeds the amount covered by the rental car company's insurance, then Allianz will cover the additional cost up to the limit of your rental car excess coverage.

How Does Allianz Rental Car Excess Coverage Work?

Allianz rental car excess coverage is only available with Allianz Comprehensive Travel Insurance policies. This coverage provides protection up to a certain limit, depending on your policy. When you rent a car, you will be required to pay an excess before you can drive the car. This is the amount that Allianz will cover in the event of any damage to the rental car. If the cost of repairs exceeds this amount, Allianz will cover the additional cost up to the limit of your rental car excess coverage.

It is important to note that Allianz rental car excess coverage does not cover any damage to personal property, such as luggage, mobile phones, or cameras. You will need to purchase additional coverage for these items if you wish to be covered for any damage or loss.

What Does Allianz Rental Car Excess Coverage Include?

Allianz rental car excess coverage includes protection against any damage to the rental car that is not covered by the rental car company's insurance. This coverage also includes protection against theft of the rental car, as well as any legal fees associated with an accident involving the rental car. It is important to note that Allianz rental car excess coverage does not cover any damage to personal property.

How Much Does Allianz Rental Car Excess Coverage Cost?

The cost of Allianz rental car excess coverage depends on the amount of coverage you choose, as well as the type of policy you select. Allianz Comprehensive Travel Insurance policies start at $99, and the cost of rental car excess coverage will depend on the limit of coverage you choose. Allianz also offers a range of other travel insurance policies, such as medical and evacuation coverage, which can be added to your policy.

Conclusion

Allianz rental car excess coverage is a great way to protect yourself financially in the event of an accident while renting a car. This coverage will cover any excess costs not covered by the rental car company's insurance, as well as any legal fees associated with an accident. Allianz offers a range of policies, including Comprehensive Travel Insurance policies that include rental car excess coverage. The cost of the coverage will depend on the amount of coverage you choose, as well as the type of policy you select. For more information about Allianz rental car excess coverage, please contact Allianz Travel Insurance.