Sbi General Group Health Insurance Policy

SBI General Group Health Insurance – A Comprehensive Solution for Comprehensive Health Cover

What is SBI General Group Health Insurance?

SBI General Group Health Insurance is a comprehensive health policy that provides coverage for hospitalization expenses, daycare procedures, pre and post-hospitalization expenses and other medical expenses. It is available for individuals as well as for groups, ranging from a minimum of 5 members to a maximum of 999 members. The policy is designed to provide financial security to individuals and organizations in case of medical emergencies. SBI General Group Health Insurance provides coverage for medical expenses incurred due to any illness, injury or accident. It also offers additional benefits such as cashless hospitalization, international second medical opinion and ambulance cover.

Features and Benefits of SBI General Group Health Insurance

The features and benefits of SBI General Group Health Insurance are as follows:

The policy provides coverage for hospitalization expenses, daycare procedures, pre and post-hospitalization expenses and other medical expenses.
It offers cashless facility in more than 6000 network hospitals across India.
It provides international second medical opinion facility in case of critical illness.
The policy also covers ambulance expenses.
It covers pre-existing diseases after a waiting period of 4 years.
The policy also offers maternity benefits to female members.
It provides coverage for organ donor expenses.
It offers tax benefits under section 80D of the Income Tax Act.

Eligibility Criteria of SBI General Group Health Insurance

The eligibility criteria for SBI General Group Health Insurance are as follows:

The policy is available for individuals and groups, ranging from a minimum of 5 members to a maximum of 999 members.
The minimum entry age for the policy is 18 years and the maximum entry age is 65 years.
The policy renewal is available up to the age of 75 years.
The policy can be purchased online or through the offline mode.

Claim Process of SBI General Group Health Insurance

The claim process of SBI General Group Health Insurance is as follows:

In case of hospitalization, the policyholder must inform the insurer within 24 hours of admission.
The policyholder must provide the required documents to the insurer for processing the claim.
The documents required for the claim process include the duly filled claim form, discharge summary, doctor’s prescription, diagnostic reports, etc.
Once the documents are submitted, the insurer will process the claim and reimburse the expenses.

Conclusion

SBI General Group Health Insurance is a comprehensive health policy that provides coverage for hospitalization expenses, daycare procedures, pre and post-hospitalization expenses and other medical expenses. It is available for individuals as well as for groups and offers additional benefits such as cashless hospitalization, international second medical opinion and ambulance cover. The policy is designed to provide financial security to individuals and organizations in case of medical emergencies. The policy also offers tax benefits under section 80D of the Income Tax Act.