How To Claim United India Car Insurance

Introduction

Having a car insurance is an essential requirement for all car owners. It provides financial protection in the event of a road accident, damage to the car or theft of the car. United India car insurance is a great choice for car owners who wish to insure their car and avail a host of benefits. This guide provides a step-by-step process on how to claim United India car insurance.

Steps To Claim United India Car Insurance

Step 1: Notify your insurer

As soon as you are involved in a road accident, stolen or damaged, notify your insurer as soon as possible. You should lodge a claim with your insurer by providing them with the necessary documents and information. This includes details about the accident, car details, and the contact information of the other party involved in the accident. Once the claim is lodged with your insurer, you will be provided with a claim reference number.

Step 2: Documents to be submitted

Once you have lodged the claim with your insurer, you will be required to provide certain documents to support the claim. These documents include the car registration certificate, the driving license, the FIR (First Information Report) filed with the police in case of theft or damage, the repair estimate, and the duly filled-in claim form. Once the documents are submitted to your insurer, they will assess the claim and decide whether it is valid or not.

Step 3: Settlement of the claim

Once your insurer has assessed the claim, they will decide to either accept or reject it. If the claim is accepted, the insurer will offer you a settlement amount. This amount is based on the car’s market value, the extent of damage and the depreciation value. The settlement amount will be transferred to the bank account mentioned in the claim form. In case of theft, the insurer will provide the policyholder with a new car of the same make and model.

Step 4: Renewal of policy

Once the claim is settled, the policyholder is required to renew their car insurance policy. The renewal of the policy can be done online or offline. The policyholder can also opt for a different insurance provider if they are not satisfied with their current insurer. It is important to compare the different insurance providers and their policy features to ensure that you get the best protection and coverage for your car.

Conclusion

Claiming United India car insurance is a simple process. All the policyholder has to do is notify their insurer, provide the necessary documents and information, and wait for the settlement. It is important to read through the policy documents carefully to understand the terms and conditions, so that you are aware of the coverage provided and the steps to be taken in order to make a claim. By following the steps mentioned above, you can easily make a claim on your United India car insurance policy.