Does Kemper Auto Insurance Cover Rental Cars?

What is Kemper Auto Insurance?

Kemper Auto Insurance is an insurance provider that has been providing services to customers since 1926. It offers a wide range of auto insurance coverage options, including liability, collision and comprehensive, and other add-ons like rental car coverage. Kemper Auto Insurance is available in all 50 states and the District of Columbia.

Does Kemper Auto Insurance Cover Rental Cars?

Kemper Auto Insurance does cover rental cars. However, it is important to note that the coverage is only applicable if the rental car is being used for personal, non-business purposes. If the rental car is being used for business purposes, the rental car coverage is not applicable and no coverage will be provided.

Kemper Auto Insurance's rental car coverage is also limited in other ways. First, the coverage only applies to rental cars that are rented in the United States or its territories. Second, the coverage only applies to rental cars that are rented for up to 30 days. Finally, the coverage only applies to rental cars that are rented from an accredited rental car company.

What Does Kemper Auto Insurance's Rental Car Coverage Include?

Kemper Auto Insurance's rental car coverage includes liability coverage, collision coverage, and comprehensive coverage. The liability coverage provides protection against third-party claims for bodily injury and property damage that may result from an accident involving the rental car. The collision coverage provides protection against the cost to repair or replace the rental car if it is damaged in an accident. The comprehensive coverage provides protection against damage caused by events other than an accident, such as theft, fire, and vandalism.

In addition to the aforementioned coverage, Kemper Auto Insurance also offers additional coverage options, such as towing and labor coverage, emergency roadside assistance coverage, loss of use coverage, and rental car liability coverage.

How Much Does Kemper Auto Insurance's Rental Car Coverage Cost?

Kemper Auto Insurance's rental car coverage is available as an optional add-on to its auto insurance policies. The cost of the coverage will vary depending on the type of coverage selected and the state in which the policyholder resides. Additionally, the cost of the coverage may also depend on other factors, such as the make and model of the rental car and the rental car company from which the rental car is rented.

Conclusion

Kemper Auto Insurance does provide rental car coverage. However, it is important to note that the coverage is only applicable if the rental car is being used for personal, non-business purposes, and is rented from an accredited rental car company in the United States or its territories. Additionally, the cost of the coverage will vary depending on the type of coverage selected and the state in which the policyholder resides.