Cradle Care Policy United India Insurance

Cradle Care Policy from United India Insurance: A Comprehensive Guide

What is Cradle Care Policy?

United India Insurance’s Cradle Care Policy is a comprehensive insurance policy designed to provide financial security to parents in the event of a child’s death or serious illness. It is a life insurance policy that offers coverage for up to two years after the birth of the child, with a lump sum payment in the event of the child’s death or serious illness. The policy also covers medical expenses related to the child’s care, such as hospitalization, doctor’s fees, and medicines. It also provides coverage for accidental death or disability of the child.

Features of Cradle Care Policy

United India Insurance’s Cradle Care Policy has a number of features that make it attractive to parents. The policy covers up to Rs. 200,000 in the event of the child’s death or serious illness, with a lump sum payment in the event of the child’s death or serious illness. Additionally, the policy provides coverage for medical expenses related to the child’s care, such as hospitalization, doctor’s fees, and medicines. The policy also provides coverage for accidental death or disability of the child. The policy also provides coverage for parents’ medical expenses in the event of their death.

Benefits of Cradle Care Policy

The main benefit of the United India Insurance’s Cradle Care Policy is the peace of mind it provides to parents. The policy offers financial security in the event of the death or serious illness of the child, with a lump sum payment in the event of the child’s death or serious illness. Additionally, the policy provides coverage for medical expenses related to the child’s care, such as hospitalization, doctor’s fees, and medicines. The policy also provides coverage for accidental death or disability of the child, as well as parents’ medical expenses in the event of their death.

Eligibility for Cradle Care Policy

The Cradle Care Policy from United India Insurance is available to parents who are between 18 and 65 years of age. The policy can be purchased for a child who is between 0 and 12 years of age. The policy must be purchased within 6 months of the child’s birth. The policy can be purchased by either the mother or the father.

Claim Procedure for Cradle Care Policy

In the event of a claim, the policyholder must submit a duly filled claim form to United India Insurance along with the original death certificate of the child. The claim form must be signed and dated by the policyholder. The policyholder must also submit the original medical certificate of the child. The claim form must be accompanied by the original medical bills and the original death certificate of the child. The claim will be processed within 15 days of receipt of all the documents.

Conclusion

The Cradle Care Policy from United India Insurance is an excellent way for parents to provide financial security for their child in the event of death or serious illness. The policy provides coverage for up to Rs. 200,000 in the event of the child’s death or serious illness, with a lump sum payment in the event of the child’s death or serious illness. Additionally, the policy provides coverage for medical expenses related to the child’s care, such as hospitalization, doctor’s fees, and medicines. The policy also provides coverage for accidental death or disability of the child, as well as parents’ medical expenses in the event of their death.