Adding Learner Drivers To Your Insurance Policy

What Is Learner Driver Insurance?

Learner driver insurance is a type of insurance designed specifically for those learning to drive. It’s designed to cover learners while they’re practising in a family member or friend’s car, and provides them with the legal protection they need while they’re mastering the basics of driving. This type of cover is usually only available to those aged between 17-25, and is usually taken out for a period of 3, 6 or 12 months.

Why Is It Important To Have Learner Driver Insurance?

It’s important to have learner driver insurance for two main reasons. Firstly, it’s a legal requirement for all learner drivers to have insurance. Secondly, it provides peace of mind for the learner and the owner of the car that their vehicles will be covered in the event of an accident. It’s also important to remember that learner driver insurance does not provide any form of coverage for the learner themselves, and any medical expenses or other costs due to an accident would need to be covered by the learner’s own insurance policy.

How To Add A Learner Driver To Your Insurance Policy

The first step in adding a learner driver to your insurance policy is to contact your insurance provider. Most insurers will be able to provide you with a quote for adding a learner driver to your policy, but it’s important to make sure that you read the terms and conditions carefully before taking out the policy. Once you’ve accepted the quote and agreed to the terms and conditions of the policy, the learner driver will then need to be added to the policy.

What Information Do You Need To Add A Learner Driver To Your Policy?

When adding a learner driver to your policy, you’ll need to provide the following information: the learner driver’s full name, date of birth, address, and driving history. You’ll also need to provide details of the car they’ll be practising in, such as its make, model and registration number. Once you’ve provided all of the necessary information, your insurer will then be able to provide you with a quote for the learner driver insurance.

What Are The Benefits Of Adding A Learner Driver To Your Insurance Policy?

The main benefit of adding a learner driver to your insurance policy is that it will provide you with peace of mind when your learner driver is practising in your car. It will also provide protection for your car in the event of an accident. Furthermore, it can also help to reduce the cost of your insurance policy, as many insurers offer discounts for policies that include learner drivers.

Conclusion

In conclusion, adding a learner driver to your insurance policy is an important step to take if you’re teaching someone to drive. It will provide you with peace of mind, and can also help to reduce the cost of your policy. Make sure to read the terms and conditions of the policy carefully, and always provide accurate information when applying for the policy.