What Is Basic Dental Care Insurance
What is Basic Dental Care Insurance?
Having good oral hygiene is something many of us take for granted. After all, we brush our teeth twice a day, use mouthwash and floss regularly, and make sure to go to the dentist twice a year. But what happens when something goes wrong and you need more extensive dental care? That’s where basic dental care insurance comes in.
What Does Basic Dental Care Insurance Cover?
Basic dental care insurance is meant to provide basic coverage for some of the more common and least expensive dental procedures. The list of procedures covered by basic dental care insurance can vary from provider to provider, but some of the most commonly covered procedures include cleanings, fillings, and tooth extractions. Basic dental care insurance may also cover certain X-ray or lab fees.
What Does Basic Dental Care Insurance Not Cover?
Basic dental care insurance does not cover more extensive procedures such as braces, root canals, and dental implants. It also does not cover cosmetic procedures such as teeth whitening or veneers. While some plans may offer discounts for such procedures, they are not typically covered by basic dental care insurance.
What Are the Benefits of Having Basic Dental Care Insurance?
Basic dental care insurance can be a great way to save money on dental care, especially if you are on a tight budget. Many plans offer discounts on services such as cleanings, X-rays, and fillings, which can save you a considerable amount of money in the long run. Additionally, if you do need more extensive dental care, having basic dental care insurance will help to cover some of the costs associated with the procedure.
Where Can I Find Basic Dental Care Insurance?
Basic dental care insurance is available from a variety of providers. You can purchase a plan from your employer, or you can purchase a plan from an independent provider. You can also purchase plans through health insurance exchanges or the Health Insurance Marketplace. Additionally, some states offer Medicaid or Children's Health Insurance Programs (CHIP), which can provide basic dental care insurance for eligible individuals.
Conclusion
Basic dental care insurance can be a great way to save money on dental care. It can cover some of the more common and least expensive procedures, such as cleanings, fillings, and tooth extractions. However, it does not cover more extensive procedures such as braces, root canals, and dental implants. If you are looking for a way to save money on dental care, basic dental care insurance is worth considering.
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