How To Add A Provisional Driver To Your Insurance

Adding a Provisional Driver to Your Insurance

What is a Provisional Driver?

A provisional driver is someone who has recently obtained their driver’s license and is in the process of gaining more experience behind the wheel. This type of driver usually has a permit or restricted license. They may only be allowed to drive with another licensed driver present or may have to follow certain rules and restrictions. In most cases, provisional drivers are typically younger drivers under the age of 21.

Why Should You Add a Provisional Driver to Your Insurance?

Adding a provisional driver to your insurance policy is important for a couple of reasons. First, it helps to protect your assets if something does happen on the road. If you are found to be at fault for an accident, the provisional driver will be covered under your policy, which could save you money in the long run.

Second, it helps to provide peace of mind. By having a provisional driver on your policy, you know that they are covered in the event of an accident and that you won’t be financially responsible for any damages or injuries. This can help to provide peace of mind and make it easier to trust your provisional driver.

How to Add a Provisional Driver to Your Insurance

Adding a provisional driver to your insurance policy is relatively simple and can be done in just a few steps. First, you need to contact your insurance company and let them know that you will be adding a provisional driver to your policy. They will need to know the driver’s name, age, and any other pertinent information.

Next, you will need to provide your insurance company with a copy of the provisional driver’s license. This will help them determine the cost of adding the driver to your policy. The cost will depend on the age of the driver, their driving record, and other factors.

Once you have provided your insurance company with all of the necessary information, they will be able to add the provisional driver to your policy. It is important to note that the cost of adding a provisional driver to your policy may be higher than the cost of adding a regular driver because of the increased risk that they pose.

When to Remove a Provisional Driver from Your Insurance

Once a provisional driver has gained enough experience, they can apply for a full driver’s license. When this happens, it is important to remove them from your insurance policy. This will help to reduce the cost of your insurance, as the risk associated with the driver will be lower.

It is also important to note that you should remove the provisional driver from your policy when they no longer need it. If the driver has moved away or no longer needs to be added to your policy, it is important to let your insurance company know so that they can remove them from your policy.

Conclusion

Adding a provisional driver to your insurance policy is important for a couple of reasons. First, it helps to protect your assets if something does happen on the road. Second, it helps to provide peace of mind. By having a provisional driver on your policy, you know that they are covered in the event of an accident and that you won’t be financially responsible for any damages or injuries.

Adding a provisional driver to your policy is relatively simple and can be done in just a few steps. Once the driver has gained enough experience, it is important to remove them from your policy. This will help to reduce the cost of your insurance, as the risk associated with the driver will be lower.