Does Progressive Full Coverage Cover Rental Cars
Does Progressive Full Coverage Cover Rental Cars?
When you need to rent a car, you may be unsure of what coverage you have and what coverage you need. Unfortunately, many people are under the impression that their Progressive full coverage policy will cover the rental car. However, this is not always the case. To understand what your policy covers, it is important to read your insurance policy and contact your Progressive insurance representative.
What is Progressive Full Coverage?
When you hear the term “full coverage” associated with Progressive, it usually means the company’s standard offering of liability, comprehensive, and collision coverage. This type of coverage is designed to protect you financially from losses that occur as a result of an accident or other unexpected events. It is important to note, however, that your full coverage policy may not cover rental cars.
What Does Progressive Cover for Rental Cars?
If you have a Progressive full coverage policy, you may be covered for certain types of rental car damages. Generally, your policy will cover damages that are a result of an accident that is your fault. In these cases, your policy will cover the cost of repairs to the rental car up to the limits of your policy. It is important to note, however, that your policy may not cover any other types of damages that occur while you are renting the car.
What Does Progressive Not Cover for Rental Cars?
Your Progressive full coverage policy will not cover any damages that are not a result of an accident. This includes damages that result from theft, vandalism, or natural disasters. Additionally, your policy will not cover costs associated with towing or rental car insurance. If you are renting a car, you may need to purchase additional coverage to ensure that you are fully protected.
What Are My Options for Rental Car Insurance?
If you need additional coverage for your rental car, you have several options. You can purchase insurance from the rental car company, or you can purchase a policy from a third-party provider. When considering either of these options, it is important to compare the coverage offered and the cost to ensure that you are getting the best value for your money.
Conclusion
When it comes to rental car insurance, it is important to understand what your Progressive full coverage policy covers and what it does not cover. While your policy may cover some damages that result from an accident, it will not cover any other types of damages. If you need additional coverage, you can purchase rental car insurance from the rental car company or a third-party provider.
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