Average Car Insurance Cost New Jersey Per Month

Average Car Insurance Cost in New Jersey Per Month

Comparing Car Insurance Costs in New Jersey

Car insurance costs in New Jersey can vary greatly, depending on the type of car, the driver's age and driving record, and the insurer. When comparing car insurance costs in New Jersey, it is important to take into account all of these factors.

Average Cost of Car Insurance in New Jersey

The average cost of car insurance in New Jersey is approximately $1,705 per year, or $142 per month. This rate is based on an average of rates from multiple insurers and includes liability and collision coverage. The rate is also dependent on the type of car, the driver's age and driving record, as well as the insurer.

Factors That Affect Car Insurance Costs in New Jersey

Car insurance costs in New Jersey are affected by many factors, including the type of car, the driver's age and driving record, the insurer, and the amount of coverage. Drivers with a clean driving record and good credit score may be able to get lower rates than those with a bad driving record or poor credit score. Additionally, drivers who live in high-risk areas may also be charged higher rates.

Discounts for Car Insurance in New Jersey

Car insurance companies in New Jersey offer a variety of discounts to help keep costs down. Some of the most common discounts include discounts for good drivers, multi-car discounts, and discounts for taking a defensive driving course. Additionally, some insurers offer discounts for bundling policies, such as home and auto insurance, or for customers who have a good credit score.

Tips for Finding the Cheapest Car Insurance in New Jersey

When looking for the cheapest car insurance in New Jersey, it is important to compare rates from multiple insurers. Additionally, it is a good idea to take advantage of discounts, such as good driver discounts, multi-car discounts, and discounts for taking a defensive driving course. Finally, it is important to make sure the coverage is adequate for the type of car being insured.

Conclusion

The cost of car insurance in New Jersey can vary greatly, depending on the type of car, the driver's age and driving record, and the insurer. When shopping for car insurance in New Jersey, it is important to compare rates from multiple insurers and take advantage of discounts. It is also important to make sure the coverage is adequate for the type of car being insured.

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