Temporary Car Insurance Cover UK - All You Need To Know

Why Do I Need Temporary Car Insurance?

Temporary car insurance can be a great solution for drivers who need cover for a short period of time. This type of cover is ideal for drivers who require cover for a few days or weeks, such as when you’re borrowing a car from a friend, taking a test drive or visiting from overseas. It is also a great option if you’re buying a car and need to insure it to drive it home.

In the UK, it is illegal to drive a car without at least third party insurance, so it is important to make sure you’re covered. Temporary car insurance allows you to get the cover you need without the commitment of a long-term policy.

How Do I Get Temporary Car Insurance?

Getting temporary car insurance is a quick and easy process. All you need to do is contact an insurance company and ask for a quote. Most insurance companies will provide a quote for a number of days, and some companies may even be able to provide a quote for as little as one day.

When you get a quote, make sure you have all the information ready that the insurance company will need. This includes your name, address and driving license details, as well as the make, model and registration of the car.

What Does Temporary Car Insurance Cover?

Temporary car insurance works in the same way as a standard annual policy. You will be covered for third party, fire and theft and comprehensive cover, depending on the level of cover you choose. You will also be covered for any damage you cause to another vehicle or property.

It is important to note that while temporary car insurance covers you for any damage you may cause, it does not cover you for any damage to your own car. This means that if your car is damaged while you are driving it, you will not be able to make a claim on your temporary policy.

Who Can Get Temporary Car Insurance?

The majority of insurance companies will provide temporary car insurance to drivers aged between 21 and 75. Some companies may also provide cover for drivers aged up to 85.

You will need to have held a valid UK driving license for at least 12 months, and you may need to have an insured vehicle on your name to be eligible for temporary car insurance.

How Much Does Temporary Car Insurance Cost?

The cost of temporary car insurance depends on a number of factors, such as the duration of the policy, the age and experience of the driver, the type of car and the level of cover required.

In general, the cost of a temporary car insurance policy is higher than an annual policy due to the fact that it is for a shorter period of time. However, it is still cheaper than having to pay for an accident with no insurance in place.

When Should I Get Temporary Car Insurance?

If you need cover for a short period of time, temporary car insurance may be the best option for you. It is important to make sure you have the cover in place before you get behind the wheel, as it is illegal to drive a car without at least third party insurance in the UK.

It is also a good idea to shop around and compare quotes to make sure you get the best deal. This way you can be sure you are getting the right level of cover at the right price.

Temporary car insurance can be a great solution for drivers who need cover for a short period of time. Shop around and compare quotes to make sure you get the best deal, and make sure you have the cover in place before you get behind the wheel.