Td Credit Card Car Rental Insurance
What is TD Credit Card Car Rental Insurance?
TD Credit Card Car Rental Insurance is an insurance plan offered by TD Bank, one of the largest banks in the United States. The insurance plan is designed to protect cardholders from financial liability in the event of an accident or other damage to a rented vehicle. The coverage is available on select credit cards issued by TD Bank and provides protection for cardholders and their family members who are listed as authorized users on the card.
What Coverage Does TD Credit Card Car Rental Insurance Provide?
TD Credit Card Car Rental Insurance provides coverage for physical damage and theft of the rental vehicle. The coverage also includes reimbursement for towing, loss of use, and other related expenses, up to a set maximum amount. The coverage is available for up to 31 days for most cards, and up to 45 days for certain cards. The coverage is only valid for vehicles rented in the U.S. and Canada.
What Is Not Covered by TD Credit Card Car Rental Insurance?
TD Credit Card Car Rental Insurance does not provide coverage for liability and medical expenses. These expenses must be covered by the cardholder’s personal auto insurance policy or the rental car company’s insurance. The coverage also does not cover any personal property that is damaged or stolen. In addition, the coverage does not cover any damage to vehicles that are rented for business purposes, or any damage that is caused by driver negligence or illegal activity.
How Do I Activate TD Credit Card Car Rental Insurance?
In order to activate TD Credit Card Car Rental Insurance, cardholders must decline the rental car company’s collision damage waiver (CDW). The card must be used to pay for the entire rental transaction. The cardholder must also be listed as the primary renter on the rental agreement. If the cardholder is not the primary renter, then the coverage will not be valid.
What Else Should I Know About TD Credit Card Car Rental Insurance?
It is important to note that TD Credit Card Car Rental Insurance does not cover any damage that is caused by driver negligence or illegal activity. The coverage is also limited to a maximum amount and does not cover any additional expenses that may be incurred. Additionally, the coverage is only valid for rental vehicles in the U.S. and Canada and does not cover any other countries.
Conclusion
TD Credit Card Car Rental Insurance is a valuable protection plan that can help protect cardholders from financial liability in the event of an accident or other damage to a rental vehicle. The coverage is available on select credit cards issued by TD Bank, and provides reimbursement for towing, loss of use, and other related expenses, up to a set maximum amount. In order to activate the coverage, cardholders must decline the rental car company’s collision damage waiver and pay for the entire rental transaction with their TD card. However, it is important to note that TD Credit Card Car Rental Insurance does not cover any damage that is caused by driver negligence or illegal activity.
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