Rental Car Insurance: American Express Primary Car Rental Insurance

When you rent a car, you may be worried about the kind of insurance you need. American Express offers Primary Car Rental Insurance, a protection plan that covers you in case of any damages or losses to the rental vehicle. This plan is available to American Express cardholders and can be used in the United States and Puerto Rico. Here is a closer look at the American Express Primary Car Rental Insurance and how it works.

What Does American Express Primary Car Rental Insurance Cover?

The American Express Primary Car Rental Insurance covers the costs of any damage or losses that occur to the rental car. This includes both collision and theft protection. It also covers any additional costs that you may incur, such as towing and storage charges, in the event of an accident. The protection also extends to other drivers listed on the rental agreement.

How Much Does American Express Primary Car Rental Insurance Cost?

The American Express Primary Car Rental Insurance is free of charge. You do not have to pay any extra fees or charges for this coverage. The only requirement is that you must pay for the rental car with an eligible American Express card.

What Are the Eligibility Requirements for American Express Primary Car Rental Insurance?

To be eligible for the American Express Primary Car Rental Insurance, you must pay for the rental car with an eligible American Express card. You must also be at least 21 years of age and rent the car from a licensed car rental agency in the United States or Puerto Rico. You must also be listed as an authorized driver on the rental agreement.

What Is Not Covered by American Express Primary Car Rental Insurance?

American Express Primary Car Rental Insurance does not cover any damages or losses that occur outside of the United States and Puerto Rico. It also does not cover any personal items that were in the rental car, such as clothing or electronics. Additionally, this insurance does not cover any costs associated with an accident that was caused by reckless or negligent driving.

Do You Need American Express Primary Car Rental Insurance?

Whether or not you need American Express Primary Car Rental Insurance is up to you. You may decide that the added protection is worth it and opt in for the coverage. On the other hand, you may decide that you don’t need the additional protection and forgo the coverage. Ultimately, it is up to you and your personal preferences.