Is Ohio A No Fault Auto Insurance State
Is Ohio A No Fault Auto Insurance State?
Drivers in Ohio are required to have a certain level of auto insurance coverage. But do you know if Ohio is a no-fault auto insurance state? It’s important to know what type of coverage you need, so let’s take a look at the answer to this question.
What Is No-Fault Auto Insurance?
No-fault auto insurance is a type of insurance that is required in some states. In a no-fault state, if you are injured in a car accident, your own insurance company pays for your medical bills and other damages, regardless of who was at fault. This means that you don’t have to go through the legal process to get compensation. Other states have “fault” insurance, which means that the at-fault driver’s insurance company is responsible for paying for the damages.
Is Ohio a No-Fault State?
The answer is no. Ohio is not a no-fault auto insurance state. This means that if you are injured in an auto accident in Ohio, you may be able to sue the at-fault driver for damages. However, you may be limited in the types of damages you can recover. You may be able to recover medical bills, lost wages, and pain and suffering, but you cannot recover punitive damages.
What Types of Insurance Does Ohio Require?
Ohio requires drivers to carry a certain amount of auto insurance coverage. The minimum coverage includes bodily injury liability, property damage liability, and uninsured motorist coverage. Bodily injury liability covers the medical bills and other damages of the other driver if you are at fault in an accident. Property damage liability covers the damage to the other driver’s vehicle. Uninsured motorist coverage covers your medical bills and other damages if the other driver does not have insurance.
What If I Don’t Have Insurance?
If you don’t have insurance, you may be fined and have your driver’s license suspended. You may also be held personally liable for any damages you cause in an accident. It’s important to make sure you have the required level of auto insurance coverage.
Conclusion
Ohio is not a no-fault auto insurance state, which means that you may be able to sue the at-fault driver for damages if you are injured in an accident. However, you are required to have certain types of auto insurance coverage in order to drive in Ohio. It’s important to make sure you have enough insurance coverage to protect yourself and your passengers.
Ultimate Guide to No-Fault Auto Insurance
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Did Your Car Accident Happen in a No-Fault State? - Dailey Law Firm
States With No-Fault Auto Insurance | Reviews.com - Infogram
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