The Cost of SR22 Car Insurance

What is SR22 Insurance?

SR22 insurance, or a Certificate of Financial Responsibility, is a document that proves to the Department of Motor Vehicles (DMV) that you’re meeting your state’s car insurance requirements. It’s commonly required by the DMV when a driver has been convicted of a DUI, or other serious driving violations, and it’s also required in some cases when a driver’s license has been suspended or revoked. The SR22 document is then filed with the DMV, and it shows the DMV that you have the required amount of liability coverage.

How Much Does SR22 Insurance Cost?

The cost of SR22 insurance varies depending on the type of car you drive, your driving history, and the insurance company you choose. Generally speaking, though, you can expect to pay an additional premium for the SR22 coverage in addition to your regular car insurance. The exact amount will depend on the company, but it’s typically between $15 and $25 for the filing fee, and an additional $25 to $50 for the premium.

Can I Get SR22 Insurance?

Yes, you can get SR22 insurance. It’s available from most major auto insurance companies, and you can typically get a quote online or by phone. You will need to provide some information, such as your driving record, vehicle information, and the type of coverage you’re looking for. Once you’ve provided all the necessary information, you’ll be able to get a quote from the insurance company.

What Are the Benefits of SR22 Insurance?

The main benefit of SR22 insurance is that it allows you to get back on the road after a serious driving violation. By providing proof of financial responsibility to the DMV, you can have your license reinstated and get back to driving. Additionally, SR22 insurance can help protect you financially if you’re involved in an accident. If you’re found to be at fault, the SR22 coverage can help pay for the damage caused to another vehicle or person.

When Do I Need to File an SR22?

You will need to file an SR22 with the DMV when your license has been suspended or revoked, or when you’ve been convicted of a DUI or other serious driving violation. The SR22 document must be filed with the DMV before your license can be reinstated.

Conclusion

The cost of SR22 insurance can vary, but you can expect to pay an additional premium for the coverage. It’s available from most major auto insurance companies, and it can help you get back on the road after a serious driving violation. It can also help protect you financially if you’re involved in an accident. If you need to file an SR22, make sure you do it before your license can be reinstated.