Direct Line Breakdown Cover Levels
Thursday, June 29, 2023
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Direct Line Breakdown Cover Levels Explained
Why Do You Need Breakdown Cover?
Breakdown cover is a type of insurance policy that can save you time, money and stress if your car breaks down. It can provide you with roadside assistance, repair or recovery of your car, and alternative transport. No one wants to be stranded in the middle of nowhere, so having breakdown cover gives you peace of mind that you won’t be left stranded in an emergency.
What Different Levels Of Cover Does Direct Line Offer?
Direct Line offers four different levels of breakdown cover, each offering different levels of service and protection. All of Direct Line’s breakdown cover policies include 24/7 UK roadside assistance and recovery, and up to 3 call outs per year. Here is a breakdown of the four levels of cover:
Roadside Cover
Roadside cover provides assistance if you are stranded at the side of the road, up to one mile away from your home. If your car cannot be fixed at the roadside, the cover will provide you with a tow to the nearest garage. This cover is ideal for drivers who are rarely more than a few miles away from home.
Onward Travel
Onward travel cover provides additional assistance if you are stranded away from home by providing alternative travel arrangements. This may include a hire car, overnight accommodation, or public transport. This cover is ideal for drivers who travel longer distances, or who live in a rural area.
At Home Cover
At home cover provides assistance with breakdowns that occur at or near your home. This is ideal for drivers who often drive short distances, or who want to be able to call out assistance without having to leave their driveway.
National Cover
National cover is the most comprehensive level of breakdown cover that Direct Line offers, and provides assistance anywhere in the UK. This cover is ideal for drivers who often travel long distances, or who often drive in rural areas. It includes all the benefits of the other levels of cover, plus additional benefits such as a message service and a guaranteed repair time.
Which Level Of Cover Is Right For You?
Choosing the right level of cover for you depends on several factors, including how far you travel, where you travel to, and how often you travel. If you only travel short distances and rarely leave your home, then roadside cover or at home cover may be the best option for you. If you travel longer distances and often drive in rural areas, then national cover may be the best option for you.
When choosing a level of cover, it is important to consider all your options, as the right level of cover for you might not be the most expensive option. Consider what benefits you need, and what you are willing to pay for. Compare different levels of cover and the benefits they offer to find the best option for you.
Conclusion
Breakdown cover can be a lifesaver in an emergency, and provides peace of mind if you are stranded at the side of the road. Direct Line offers four different levels of breakdown cover, each offering different levels of service and protection. When choosing the right level of cover for you, it is important to consider all your options, as the right level of cover for you might not be the most expensive option. Compare different levels of cover and the benefits they offer to find the best option for you.