Cheapest Car Liability Only Insurance In California

What is Liability Only Car Insurance?

Liability only car insurance is a type of insurance that only covers the damage that you cause to other people or property. It does not cover any damage to your own car. Liability only insurance is the minimum required car insurance in most states, and California is no different. It is typically the cheapest type of car insurance available, and is the best choice for people who are on a tight budget.

What is Covered by Liability Only Insurance?

Liability only car insurance typically covers two types of damages: bodily injury and property damage. Bodily injury covers medical expenses, lost wages, and other costs related to the injury of another person. Property damage covers the cost of replacing or repairing someone else’s property that was damaged by you in an accident. Liability only car insurance does not cover any damage to your own car, so if you are involved in an accident, you would be responsible for all the costs associated with repairing or replacing your car.

How Much Does Liability Only Insurance Cost?

Liability only car insurance is typically the cheapest type of car insurance available, and California is no different. The cost of liability only car insurance varies greatly depending on a variety of factors, including the age of the driver, the make and model of the car, the driver’s driving record, and the coverage limits. The cost of liability only car insurance in California is typically around $200-$300 per year.

Which Companies Offer Liability Only Insurance?

There are many companies that offer liability only car insurance in California. Some of the most popular companies include State Farm, Allstate, Geico, Progressive, and Farmers Insurance. It is important to shop around and compare rates from several different companies to make sure that you are getting the best deal. Also, if you have a good driving record, you may be eligible for discounts that can reduce your premium even further.

What is the Difference Between Liability Only and Full Coverage Insurance?

Liability only car insurance is the minimum required car insurance in most states, and is typically the cheapest type of car insurance available. Full coverage car insurance covers both damage to your own car and damage to other people or property. It typically costs more than liability only insurance, but it can provide more protection if you are involved in an accident.

Conclusion

Liability only car insurance is the minimum required car insurance in most states, and it is typically the cheapest type of car insurance available. It only covers the damage that you cause to other people or property, and it does not cover any damage to your own car. There are many companies that offer liability only car insurance in California, and it is important to shop around and compare rates to make sure that you are getting the best deal. If you are looking for an affordable type of car insurance, liability only car insurance is an excellent option.