Best Car and Caravan Breakdown Cover

What Is Breakdown Cover?

Breakdown cover is an insurance policy that provides roadside assistance in the event of a breakdown. It covers you for emergency repairs, parts and labour, and towing. It can be a lifesaver if you encounter a problem while on the road.

Having breakdown cover is a wise decision for anyone who travels a lot in their car or caravan. It provides peace of mind in the event of a breakdown and can save you a lot of money if you ever need to use it.

Types of Car and Caravan Breakdown Cover

There are a few different types of car and caravan breakdown cover available. The most basic cover will provide roadside assistance in the event of a breakdown. Some providers may also offer home start cover, which covers you if your car breaks down at home.

More comprehensive cover may also include recovery of your vehicle to a garage of your choice and onward travel for you and your passengers. For caravans, the cover may include the recovery of both the vehicle and the caravan.

What to Look for When Choosing Cover

When looking for breakdown cover, it's important to compare different policies to find the one that best suits your needs. Some companies may offer a more comprehensive service than others, so it pays to shop around.

Also take into account the amount of cover you will receive. Some policies may offer a limited number of callouts, while others may have no limit. Make sure you choose a policy that provides the level of cover you need.

It's also worth checking that the cover is valid in the countries you plan to visit. Some policies may only cover you in the UK, while others may also cover you in Europe.

How Much Does Breakdown Cover Cost?

The cost of breakdown cover will vary depending on the type and level of cover you choose. Basic cover for a car may start from around £25 a year, while more comprehensive cover may cost more. For caravan cover, the cost may be a little higher.

It's worth noting that the cost of breakdown cover may be tax deductible if you're self-employed and use your car or caravan for business purposes. As always, it's best to check with your accountant or financial advisor to make sure you're getting the best deal.

Conclusion

Breakdown cover can be a lifesaver if you encounter a problem while on the road. It's important to compare different policies to find the one that best suits your needs. And don't forget to check that the cover is valid in the countries you plan to visit.

The cost of cover can vary, so it pays to shop around and make sure you're getting the best deal. And remember, the cost may be tax deductible if you're self-employed and use your car or caravan for business purposes.