Bajaj Allianz Car Insurance Claim: A Comprehensive Guide

The process of filing a car insurance claim with Bajaj Allianz is straightforward and hassle-free. It is important to remember that filing a claim does not guarantee that you will receive a payout. All claims are subject to the terms and conditions of the insurance policy and the applicable laws. If you are looking to make a claim against your Bajaj Allianz car insurance policy, here is a comprehensive guide that will help you understand the process.

Steps Involved in Making a Bajaj Allianz Car Insurance Claim

The first step of filing a car insurance claim is to contact Bajaj Allianz's customer service helpline. You can also reach out to them through email or via their website. Once you have notified them of the accident, they will guide you through the entire process. Here are the steps involved in the Bajaj Allianz car insurance claim process:

Step 1: Filing an FIR

The first step is to file an FIR with the local police station. The FIR should include the details of the accident, the names of the people involved, the vehicles involved, and the damages incurred. It is important to file the FIR as soon as possible, as it serves as an important document for the insurance company in deciding the claim amount.

Step 2: Intimation of Claim

Once the FIR has been filed, the next step is to intimate the claim to Bajaj Allianz. You can do so either by calling their customer service helpline or through their website. During this step, you will need to provide the details of the claim, such as the date and time of the accident, the vehicles involved, the damages incurred, and the FIR number. Once these details have been provided, the customer service executive will provide you with a claim reference number.

Step 3: Documentation

This step involves submitting the necessary documents to Bajaj Allianz. The documents required for making a car insurance claim include the duly filled and signed claim form, the original copy of the FIR, a copy of the driving license of the driver, the estimate of repair from the garage, the repair bills, and the original copy of the registration certificate of the vehicle. All these documents should be submitted to Bajaj Allianz within 15 days of intimating the claim.

Step 4: Assessment of Claim

Once the documents have been submitted, Bajaj Allianz will assess the claim. During this process, an expert surveyor will be appointed to assess the damages incurred and the cost of repairs. The surveyor will also inspect the vehicle and the accident site to obtain more information. This process may take up to 7 days.

Step 5: Settlement of Claim

Once the assessment has been completed and the claim has been approved, the insurer will settle the claim. The claim amount will be disbursed to the policyholder either through online banking or through a cheque. This process may take up to 15 days.

Filing a car insurance claim with Bajaj Allianz is an easy and hassle-free process. Following the above steps will help ensure that your claim is processed quickly and efficiently. It is important to remember that all claims are subject to the terms and conditions of the insurance policy and the applicable laws. So, make sure you read the policy documents carefully before making a claim.