Average Car Insurance Cost Per Month In Florida

Introduction

When looking for auto insurance in Florida, it is important to consider how much the average car insurance cost per month in the state is. This will help you determine the type of coverage you need, as well as the amount you should budget for your monthly car insurance premium. Car insurance costs vary from state to state, and Florida is no exception. There are many factors that can affect car insurance rates in Florida, including the type of vehicle you drive, your driving history, and even your credit score. In this article, we will discuss the average car insurance cost per month in Florida, as well as some tips for finding the best deal.

Average Car Insurance Cost Per Month In Florida

The average car insurance cost per month in Florida is approximately $106. This is based on a six-month policy with a $500 deductible. This is slightly higher than the national average of $101, but still lower than the national average of $125 for a full year policy. Keep in mind that car insurance rates can vary widely based on the type of vehicle you drive, your driving record, and other factors.

Factors That Affect Car Insurance Costs In Florida

When it comes to car insurance costs, there are several factors that can influence how much you pay each month. The first is your driving record. If you have had any accidents or moving violations, your rates will likely be higher. Similarly, if you have a history of speeding or other traffic violations, your rates may also be higher. Additionally, the type of vehicle you drive can have a significant impact on your rates. For example, cars with higher performance engines or luxury features may be more expensive to insure.

Tips For Finding The Best Deals On Car Insurance In Florida

When it comes to finding the best deals on car insurance in Florida, the key is to shop around. There are many providers in the state, so you should compare quotes from at least three different companies. This will help you get a better understanding of the market and ensure you are getting the best price. Additionally, consider opting for a higher deductible. This can lower your premium significantly, but remember that you are responsible for paying this amount in the event of an accident.

Final Thoughts On Average Car Insurance Cost Per Month In Florida

The average car insurance cost per month in Florida is approximately $106. This is slightly higher than the national average and can vary based on the type of vehicle you drive, your driving record, and other factors. When shopping for car insurance in Florida, it is important to compare quotes from multiple providers to ensure you are getting the best deal. Additionally, consider opting for a higher deductible to reduce your monthly premium. By following these tips, you can find the best car insurance coverage in Florida at an affordable rate.