Does Travelers Insurance Cover Rental Cars?

Are you planning a trip and debating whether or not you should get rental car insurance? If so, you may be asking yourself whether your existing insurance policy with Travelers will provide rental car coverage. The answer is yes – Travelers does provide rental car coverage.

What Does Travelers Rental Car Coverage Include?

Travelers rental car coverage includes coverage for physical damage and theft of rental cars. This means that if your rental car is damaged or stolen, Travelers will pay for the repair or replacement of the car. Travelers also provides coverage for medical expenses if you are injured in an accident while driving a rental car.

Travelers’ rental car coverage also covers the cost of a rental car if your own vehicle is damaged in an accident, but only if the accident is covered by your existing policy. This is a valuable extra feature, as it means that you do not have to pay for a rental car out of pocket if you are ever in an accident.

What Does Travelers Rental Car Coverage Not Include?

Travelers rental car coverage does not include coverage for personal items that are damaged, lost, or stolen while in a rental car. This means that you are not covered if, for example, your laptop is stolen from a rental car. You should make sure to check the terms and conditions of your rental agreement before renting a car, as some rental car companies may offer additional coverage for personal items.

Travelers rental car coverage also does not provide coverage for damage to other vehicles or property. If you are in an accident and damage someone else’s property, you are responsible for paying for the damage. You should consider purchasing additional coverage from the rental car company if you are concerned about being liable for damages to other vehicles or property.

How Do I Get Travelers Rental Car Coverage?

Travelers rental car coverage is automatically included with most of its auto insurance policies. You should check your policy to make sure that rental car coverage is included, and to make sure that you understand the terms and conditions of the coverage. If you do not have rental car coverage included in your policy, you can add it for an additional fee.

Rental car coverage can be a valuable addition to your Travelers auto insurance policy. It will provide you with peace of mind while you are on the road, and can help to protect you from expensive repair bills if your rental car is damaged or stolen. Make sure to check your policy to make sure that you are getting the coverage that you need.