Does Desjardins Insurance Cover Rental Cars?

If you’re planning a road trip or need a car while you’re on vacation, you may be considering a rental car. But do you know if your Desjardins Insurance policy covers rental cars? It’s important to know what your policy covers so that you’re not left footing a large bill in the event of an accident. Here’s what you need to know about Desjardins Insurance and rental cars.

What Does Desjardins Insurance Cover?

Desjardins Insurance offers a variety of different auto insurance policies, depending on your needs. Your policy may include coverage for liability, collision and comprehensive, as well as uninsured motorist, medical payments and personal injury protection. All of these coverage components are designed to protect you, your vehicle and your passengers in the event of an accident.

Does Desjardins Insurance Cover Rental Cars?

Your Desjardins Insurance policy may provide coverage for rental cars in certain situations. If you have a standard auto policy, you may be covered for rental cars in the event of an accident, provided the rental car is used for personal use. However, you may not be covered if you use the rental car for business purposes. It’s important to check with your Desjardins Insurance agent to make sure you’re covered.

In addition, you may be covered for rental cars if you have a comprehensive insurance policy. Comprehensive policies typically cover damage to a rental car caused by an accident, theft or other covered event. However, you may not be covered for any damage caused by your own negligence. For example, if you damage a rental car due to reckless driving, you may not be covered.

What Else Do I Need to Know about Rental Car Coverage?

It’s important to remember that rental car coverage is not included in all Desjardins Insurance policies. If you’re planning to rent a car, it’s important to check with your Desjardins Insurance agent to make sure you’re covered. In addition, you may need to purchase additional coverage from the rental car company. For example, the rental car company may require you to purchase their own insurance in order to rent their vehicle.

It’s also important to note that your Desjardins Insurance policy may not cover the full cost of a rental car. For example, if you have a comprehensive policy with a $500 deductible, you may be responsible for paying the first $500 of any repairs to the rental car. Your Desjardins Insurance agent can provide more information about your specific policy.

Bottom Line

Your Desjardins Insurance policy may provide coverage for rental cars in certain situations. However, it’s important to check with your Desjardins Insurance agent to make sure you’re covered. In addition, you may need to purchase additional coverage from the rental car company. Knowing what your policy covers can help you avoid any surprises and help you enjoy your rental car experience.