Auto Insurance For Non Licensed Drivers

Introduction

For those who are not licensed to drive, it may seem like car insurance is out of reach. But even if you don't have a valid driver's license, you can still get auto insurance. There are certain steps you must take and certain criteria you must meet to be able to secure auto insurance without a valid driver's license.

What Kind Of Auto Insurance Is Available For Non Licensed Drivers?

There are several types of auto insurance that are available for non licensed drivers. The most common type of insurance for non licensed drivers is liability insurance. Liability insurance covers the costs of damages to third parties, including property damage and bodily injury, in the event of an accident. It does not, however, cover the costs of repairs to your own vehicle.

Other types of insurance available to non licensed drivers include uninsured/underinsured motorist coverage and medical payments coverage. Uninsured/underinsured motorist coverage helps to pay for damages caused by an uninsured or underinsured driver, while medical payments coverage helps to pay for medical bills resulting from an accident.

Who Can Get Auto Insurance Without A Valid License?

In most cases, anyone can get auto insurance without a valid driver's license. However, there are certain criteria that must be met in order to obtain such insurance. Generally speaking, you must be at least 18 years of age and have a valid Social Security number. Additionally, you must have a valid form of identification, such as a passport, and you must be able to provide proof of residence.

Where Can You Get Auto Insurance For Non Licensed Drivers?

There are several places you can go to get auto insurance for non licensed drivers. Most insurance companies offer auto insurance for non licensed drivers, though you may have to shop around to find the best deal. You can also go to an independent insurance agent, who can help you compare different policies and find the best policy for you. Additionally, many auto dealerships offer auto insurance for non licensed drivers.

Conclusion

Auto insurance for non licensed drivers is available, though it may be more difficult to find than insurance for licensed drivers. It is important to do your research and shop around to find the best policy for you. Be sure to read the policy carefully to understand the coverage and any exclusions. With the right policy, you can get the protection you need while still having the freedom to drive.