What Does Liberty Mutual Car Insurance Cover?

Comprehensive Coverage

Liberty Mutual Car Insurance offers comprehensive coverage for your car. This coverage pays for damages caused by something other than a collision, such as theft, fire, or vandalism. It also pays for damages to your car caused by hitting an animal or an object. This coverage also includes glass repair coverage, which pays for the replacement of windshields, windows, and other glass parts of your car. Additionally, you can add roadside assistance coverage to your policy, which provides assistance if you are stranded on the side of the road due to a breakdown or accident.

Collision Coverage

Liberty Mutual Car Insurance also provides collision coverage, which pays for damages to your car caused by a collision with another car or object. This coverage also covers repairs to your car if it is damaged in a single-car accident. Additionally, you can add rental car coverage to your policy, which pays for a rental car while your car is being repaired. This coverage also includes towing coverage, which pays for the towing of your car to a repair shop if it is damaged in an accident.

Liability Coverage

Liberty Mutual Car Insurance also provides liability coverage, which covers damages caused by you to other people or property. This coverage includes bodily injury liability, which pays for medical expenses and other damages caused by you to other people. It also covers property damage liability, which pays for damages to other people's property caused by you. Additionally, you can add uninsured/underinsured motorist coverage to your policy, which pays for your medical expenses and other damages if you are hit by an uninsured or underinsured driver.

Medical Payments Coverage

Liberty Mutual Car Insurance also provides medical payments coverage, which pays for medical expenses for you or your passengers if you are injured in an accident. This coverage also includes funeral expenses coverage, which pays for funeral expenses if you or your passengers are killed in an accident. Additionally, you can add personal injury protection coverage to your policy, which pays for medical expenses, lost wages, and other damages for you and your passengers if you are injured in an accident.

Gap Coverage

Liberty Mutual Car Insurance also provides gap coverage, which pays the difference between the actual cash value of your car and the amount you owe on your car loan if your car is totaled in an accident. This coverage can be especially helpful if you have a loan on your car and the amount you owe on the loan is more than the actual cash value of the car. Additionally, you can add new car replacement coverage to your policy, which pays up to the actual cash value of your car if it is totaled within the first two years of ownership.

Conclusion

Liberty Mutual Car Insurance offers a variety of coverage options to meet your needs. Whether you are looking for comprehensive coverage, collision coverage, liability coverage, medical payments coverage, gap coverage, or new car replacement coverage, Liberty Mutual has you covered. With so many options to choose from, you can rest assured that your car will be protected in the event of an accident.