ICBC Roadstar Car Rental Insurance: All You Need to Know

ICBC Roadstar is a car rental insurance option offered by the Insurance Corporation of British Columbia (ICBC). It’s a great insurance product for drivers who are renting a car for a holiday or business trip, but it’s important to understand the details of the policy before you purchase it. In this article, we’ll cover the basics of ICBC Roadstar car rental insurance, so you can make an informed decision about your coverage.

What Does ICBC Roadstar Cover?

ICBC Roadstar covers you for any damage or loss to the rental car that you’re responsible for. This includes damage caused by accidents, theft, vandalism, or natural disasters. The coverage also pays for the repair or replacement of the rental car, as well as any associated costs, such as towing and storage fees. Additionally, the policy covers any third-party liability claims, such as property damage or bodily injury, as a result of your use of the rental car.

What Doesn’t ICBC Roadstar Cover?

ICBC Roadstar does not cover any damage or loss to personal property inside the rental car. Additionally, the coverage does not extend to damage that is caused intentionally or by driver negligence. For example, if you’re driving recklessly and cause an accident, you will not be covered by ICBC Roadstar.

How Much Does ICBC Roadstar Cost?

The cost of ICBC Roadstar car rental insurance depends on the length of your rental period and the type of rental car. Generally, the longer your rental period, the more expensive the policy will be. However, it’s important to note that the cost of the policy is usually less than the cost of the rental car’s collision damage waiver (CDW).

What Other Factors Should I Consider?

Before you purchase ICBC Roadstar car rental insurance, it’s important to consider your other insurance policies. For example, if you already have a comprehensive auto insurance policy, it may provide coverage for rental cars. Additionally, some credit cards offer rental car coverage, so you should check with your card issuer to see if you’re eligible for this benefit.

In Conclusion

ICBC Roadstar car rental insurance is a great option for drivers who are renting a car for a holiday or business trip. It provides coverage for any damage or loss to the rental car that you are responsible for, as well as any third-party liability claims. However, it’s important to consider your other insurance policies and credit cards before you purchase the policy, as they may provide coverage for rental cars.