Does RBC Rewards Visa Cover Car Rental Insurance?

Understanding Car Rental Insurance

Car rental insurance is a type of insurance that covers the cost of any damage done to a rental car. It is also known as car hire excess insurance, and it can provide protection for a range of items, including the car itself, its tires, the windows, and any other parts of the car. This type of insurance is often offered by credit card companies, such as RBC Rewards Visa, as an incentive to their customers. It is important to understand the coverage offered by car rental insurance before signing up for it.

What Does RBC Rewards Visa Cover?

RBC Rewards Visa offers car rental insurance coverage for its customers. The coverage is provided for up to 31 days when the cardholder pays for the rental car with their RBC Rewards Visa card. The coverage provided is for physical damage, theft, and loss-of-use charges. In addition, RBC Rewards Visa also provides coverage for up to $100,000 in personal liability and $500,000 in medical coverage.

What Is Not Covered by RBC Rewards Visa?

It is important to know what is not covered by RBC Rewards Visa before signing up for the car rental insurance. RBC Rewards Visa does not cover any damage done to the rental car caused by the cardholder. This includes any damage done by the cardholder themselves or any passengers in the rental car. It also does not cover any damage done to other people's property or any personal liability. Additionally, RBC Rewards Visa does not cover any fuel costs, towing costs, or any damage done to the rental car caused by an animal.

What Should You Do Before Renting a Car?

Before renting a car, it is important to read the policy of the rental car company. This will help you to determine if the rental car company offers any additional coverage for the rental car, such as collision damage waiver or personal accident insurance. Additionally, you should check to see if the rental car company offers any discounts for using your RBC Rewards Visa card. It is also important to check the terms and conditions of the rental car company to make sure you are not in breach of any of their policies.

Conclusion

RBC Rewards Visa offers car rental insurance coverage for its customers. The coverage provided is for physical damage, theft, and loss-of-use charges. In addition, RBC Rewards Visa also provides coverage for up to $100,000 in personal liability and $500,000 in medical coverage. Before signing up for the car rental insurance, it is important to understand what is covered and what is not covered by RBC Rewards Visa. Additionally, it is important to read the policy of the rental car company before renting a car, to make sure you are not in breach of any of their policies.