Do You Need Special Insurance For Doordash
Do You Need Special Insurance For Doordash?
Doordash is one of the most popular delivery services today - and for good reason. The convenience it provides to customers and delivery people alike is unmatched. But as with any type of business or activity, there are certain risks involved. Do you need special insurance for Doordash? Let’s take a look.
What Is Doordash?
Doordash is an on-demand food delivery service that connects customers with local restaurants. Customers can place their orders online or via the Doordash app, and a delivery person will pick up the food from the restaurant and deliver it to the customer’s doorstep. It’s a convenient way for customers to get the food they want without having to leave the house.
What Kind Of Insurance Does Doordash Offer?
Doordash offers a number of different insurance options to protect its drivers. The company offers two types of insurance: liability and collision. Liability insurance covers any damage that the driver may cause while they are delivering orders, while collision insurance covers any damage to the car that may occur while the driver is on the job. Doordash also offers additional coverage for medical expenses, personal property, and uninsured/underinsured motorist coverage.
What Kind Of Insurance Do I Need To Deliver For Doordash?
If you decide to become a Doordash driver, you will need to have a valid driver’s license, proof of insurance, and a car that meets the company’s safety requirements. Doordash requires all its drivers to have liability insurance, with a minimum of $100,000 per incident and $300,000 in total coverage. This insurance must be provided by the driver’s personal insurer, and it must be in their name. Doordash also requires all its drivers to have collision insurance with a minimum of $50,000 in coverage.
Do I Need Other Types Of Insurance?
In addition to the insurance that Doordash requires, you may also want to consider purchasing additional coverage. This could include things like uninsured/underinsured motorist coverage, personal property coverage, and medical payments coverage. These types of coverage can provide further protection in the event of an accident or other incident while on the job. You should always discuss your specific needs with an insurance agent to make sure you have the coverage you need.
In Conclusion
Doordash is a great way to make money and have some fun. But before you become a Doordash driver, it’s important to make sure you have the right insurance coverage. Doordash requires all its drivers to have liability insurance and collision insurance, but you may also want to consider additional coverage to provide further protection. Talk to an insurance agent to make sure you have the coverage you need.
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