Td Aeroplan Visa Car Rental Insurance Coverage

The TD Aeroplan Visa Card Rental Insurance Coverage Explained

When you are traveling, there are a variety of expenses that you need to plan for. From airfare and hotel stays to meals and entertainment, the costs can add up quickly. But there is one cost that you may not think about when planning a trip – rental car insurance. If you are planning on renting a car, then you may want to consider the rental car coverage that is offered through the TD Aeroplan Visa Card.

What Does the TD Aeroplan Visa Card Rental Car Insurance Cover?

The TD Aeroplan Visa Card’s rental car insurance coverage is designed to provide protection for up to $85,000 for physical damage and/or theft of the rental vehicle. This coverage also includes liability protection for up to $500,000 in case of an accident or other incident that results in bodily injury or property damage. In addition, the coverage also includes reimbursement for towing and storage, up to a maximum of $50 per incident.

Who Is Eligible for the TD Aeroplan Visa Card Rental Car Insurance?

In order to be eligible for the TD Aeroplan Visa Card rental car insurance coverage, you must meet certain criteria. You must be the primary renter, and you must use the TD Aeroplan Visa Card to pay for the entire rental, including taxes and fees. The rental period must not exceed fifteen (15) consecutive days, and the rental must take place in Canada or the United States. You must also decline any collision loss/damage insurance offered by the rental agency.

What Is Not Covered by the TD Aeroplan Visa Card Rental Car Insurance Coverage?

The TD Aeroplan Visa Card rental car insurance coverage does not cover any costs associated with damage to tires, wheels, and/or undercarriage of the rental vehicle. It also does not cover any personal items that are lost or damaged while in the rental vehicle. In addition, the coverage does not apply to any rental vehicles that are used for commercial purposes, such as transporting passengers or goods. Finally, the coverage does not apply to any rental vehicles that are rented outside of Canada or the United States.

How Do You File a Claim with the TD Aeroplan Visa Card Rental Car Insurance?

If you need to file a claim under the TD Aeroplan Visa Card rental car insurance coverage, you will need to contact the TD Insurance Claims Centre. You will need to provide them with the details of the accident or incident that occurred, as well as a copy of the rental agreement and any other relevant documents. Once the claim is submitted, it will be reviewed to determine if it meets the eligibility requirements for coverage. If the claim is approved, then the TD Insurance Claims Centre will arrange for payment of any eligible costs.

The Bottom Line

The TD Aeroplan Visa Card offers an excellent rental car insurance coverage option for those who are planning on renting a car. The coverage provides protection for up to $85,000 for physical damage and/or theft of the rental vehicle, and up to $500,000 in liability protection. In addition, it also includes reimbursement for towing and storage, up to a maximum of $50 per incident. However, there are certain criteria that must be met in order to be eligible for the coverage, and there are certain costs that are not covered. If you are planning on renting a car and want to take advantage of this coverage, then be sure to read all of the details carefully to ensure that you are aware of all the requirements.