Hastings Direct Car Insurance Review

Overview

Hastings Direct is a fairly new company, but it has quickly become one of the leading providers of car insurance in the UK. Founded in 1997, the company has grown to offer a range of car, home and travel insurance products. In addition, the company also provides telematics insurance, which is a form of insurance that uses a black box to track driving habits and reward safe drivers with lower premiums. The company is based in East Sussex and provides services to more than 2 million customers in the UK.

Types of Car Insurance

Hastings Direct offers three types of car insurance: Comprehensive, Third Party, Fire and Theft, and Third Party Only. Each type of insurance offers different levels of cover, so it is important to read the policy documents carefully to make sure you are getting the cover you need. Comprehensive cover is the most comprehensive type of cover and offers the highest level of protection against losses due to accidents, theft and fire. Third Party, Fire and Theft cover is slightly less comprehensive and does not cover damage to your own vehicle, while Third Party Only cover is the least comprehensive and only covers damage to other people’s property.

Additional Benefits

Hastings Direct provides a range of additional benefits with its car insurance policies, such as a courtesy car if your own car is being repaired, legal expenses cover and personal injury cover. The company also offers a range of optional extras, such as breakdown cover, key cover, and windscreen cover. These optional extras can be added to your policy for an additional fee.

Pricing

Hastings Direct offers competitive pricing and discounts for certain types of drivers, such as young drivers and drivers with a good driving record. The company also offers a range of payment options, including monthly payments, which can make the cost of insurance more affordable. It is important to shop around and compare policies from different companies to make sure you are getting the best value for money.

Customer Service

Hastings Direct has a good reputation for customer service, with staff members who are friendly, helpful and knowledgeable. The company provides a range of services to customers, including a 24-hour helpline and online chat service. Customers can also make changes to their policies online or by telephone.

Conclusion

Hastings Direct is a good choice for car insurance, offering competitive pricing and a range of additional benefits. The company is easy to contact and the customer service staff are knowledgeable and helpful. It is important to compare policies from different companies before making a decision, to make sure you are getting the best value for money.