The Citi Diamond Preferred Card: Rental Car Insurance Explained

If you’re a frequent traveler, or if you’re planning to take a road trip soon, the Citi Diamond Preferred Card is the perfect choice for you. This card offers excellent rental car insurance coverage, so you can drive with complete peace of mind. Here’s what you need to know about this card and the car rental insurance it offers.

What is the Citi Diamond Preferred Card?

The Citi Diamond Preferred Card is a rewards credit card from Citibank. This card offers a wide range of benefits, including rental car insurance. It also comes with a 0% introductory APR for 21 months on balance transfers, as well as a low ongoing APR. Plus, cardholders can earn rewards points for every purchase they make.

What Does the Citi Diamond Preferred Card Rental Car Insurance Cover?

The Citi Diamond Preferred Card rental car insurance is a type of secondary insurance, which means it kicks in if your primary insurance provider does not cover the full cost of damages. This insurance covers damage to the rental car, as well as theft and vandalism. It also covers medical expenses and legal fees if you are held liable for damages or injuries resulting from a car accident.

What is Not Covered by Citi Diamond Preferred Card Rental Car Insurance?

The Citi Diamond Preferred Card rental car insurance does not cover certain types of damages and losses. This includes damage to any personal items in the car, as well as any damage caused by reckless driving or driving while under the influence of drugs or alcohol. Additionally, this insurance does not cover any damage to the rental car that was caused by a natural disaster, such as hail or flooding.

How Do I Use My Citi Diamond Preferred Card Rental Car Insurance?

If you’re planning to rent a car, you can use your Citi Diamond Preferred Card to pay for the rental. When you do this, you will automatically be covered by the card’s rental car insurance. However, you should always make sure to read the terms and conditions of the insurance policy before you rent a car, so that you know exactly what is covered.

What Else Should I Know About Citi Diamond Preferred Card Rental Car Insurance?

The Citi Diamond Preferred Card rental car insurance is valid in the United States and its territories, as well as in Canada. However, if you plan to travel to another country, you should check to see if your credit card covers rental car insurance in that country. Additionally, this credit card’s rental car insurance does not cover the cost of any rental car fees or taxes.

In Conclusion

The Citi Diamond Preferred Card is a great choice for travelers who need rental car insurance. This credit card provides excellent coverage for damage to the rental car, as well as medical and legal fees. However, make sure to read the terms and conditions of the policy carefully before you rent a car, so that you know exactly what is and is not covered.