Does My Farm Bureau Insurance Cover Rental Cars?

Overview of Farm Bureau Insurance

Farm Bureau Insurance is a type of insurance coverage available to individuals and businesses that is provided by the American Farm Bureau Federation. This organization is a national organization that provides a wide range of services to help farmers and ranchers with their insurance needs. Farm Bureau Insurance covers all types of vehicles, including cars, trucks, motorcycles, RVs and boats. They offer a variety of coverage options, including liability, collision, comprehensive, and medical payments.

Farm Bureau Insurance and Rental Cars

When it comes to rental cars, Farm Bureau Insurance does offer coverage. This coverage is typically offered in the form of liability coverage, which is designed to protect the driver in the event of an accident. Liability coverage pays for medical expenses and property damage that the driver may be held responsible for. If the rental car is damaged, the rental car company may be able to file a claim against the Farm Bureau Insurance policy. However, the policy will not cover any damage to the rental car itself.

What Does Farm Bureau Insurance Cover?

Farm Bureau Insurance provides coverage for a variety of vehicles, including rental cars. This coverage includes liability coverage, which pays for medical expenses and property damage that the driver may be held responsible for in the event of an accident. It also includes collision coverage, which pays for damage to the rental car if it is damaged in an accident. Additionally, comprehensive coverage is available, which pays for damage to the rental car that is caused by something other than an accident, such as theft, vandalism, or fire.

Cost of Farm Bureau Insurance for Rental Cars

The cost of Farm Bureau Insurance for rental cars will vary depending on the type of coverage you choose. Liability coverage is typically the most affordable option, and can be purchased for as little as $25 per day. Collision and comprehensive coverage will cost more, usually around $30 to $50 per day. Additionally, some rental car companies may require that you purchase additional coverage, such as Personal Accident Insurance, which provides coverage in the event of an injury or death.

Other Considerations

Before you purchase Farm Bureau Insurance for a rental car, it is important to note that some rental car companies may not accept Farm Bureau Insurance. Additionally, some rental car companies may also require that you purchase additional coverage. It is important to check with the rental car company before you purchase your Farm Bureau Insurance to make sure that it is accepted.

Conclusion

Farm Bureau Insurance does provide coverage for rental cars, including liability, collision, and comprehensive coverage. The cost of the coverage will vary depending on the type of coverage you choose, and some rental car companies may require that you purchase additional coverage. It is important to check with the rental car company before you purchase your Farm Bureau Insurance to make sure that it is accepted.