Comparing Classic Car Insurance from Hagerty and Grundy

Why Get Classic Car Insurance?

Owning a classic car is a passion for many. Whether you are a collector or a hobbyist, having a classic car is a true joy. Unfortunately, it does come with its share of risks. In order to protect your investment and yourself, it is important to have the best classic car insurance coverage that you can get. Two of the most popular companies for classic car insurance are Hagerty and Grundy. Let's take a look at how they compare.

Comparing Hagerty and Grundy

Hagerty and Grundy are two of the most popular companies for classic car insurance. Both companies offer competitive rates for classic car insurance and have a variety of coverage options. Hagerty offers a variety of coverage options ranging from basic liability to full replacement coverage. They also provide coverage for vintage car parts, as well as a variety of discounts for certain types of vehicles. Grundy offers a similar range of coverage options, with a few more specialized coverage options such as classic car events coverage. Grundy also offers a variety of discounts, such as multi-vehicle discounts.

Specialty Services

Hagerty is widely recognized for its specialty services, such as its "Agreed Value" policy. This type of policy allows classic car owners to determine the value of their car before signing up for coverage. This means that if an accident were to occur, Hagerty would pay the agreed upon amount, regardless of the market value of the car at the time of the accident. Grundy does not offer this type of policy, but does offer a "Stated Value" policy, which requires the classic car owner to provide an estimate of their car's value at the time of signing up for coverage.

Customer Service

When it comes to customer service, both companies stand out in their own ways. Hagerty is well known for its fast and friendly customer service, with agents that are knowledgeable about classic cars and the various insurance options available. Grundy is also well known for its customer service, with agents that are experienced in the field of classic car insurance. Both companies offer a variety of contact methods, including phone, email, and online chat.

Cost

When it comes to cost, both companies offer competitive rates. Hagerty offers a variety of discounts, including multi-vehicle discounts and discounts for certain types of vehicles. Grundy also offers a variety of discounts, such as multi-vehicle discounts and discounts for certain types of vehicles. Both companies offer a variety of payment plans and payment options, so you can choose the one that works best for you.

Which Company is Best for You?

When it comes to choosing classic car insurance, it is important to do your research and compare the different companies and coverage options. Hagerty and Grundy are two of the most popular companies for classic car insurance, and both offer competitive rates and a variety of coverage options. Ultimately, the best choice for you will depend on your individual needs, preferences, and budget. Be sure to do your research and compare the different companies and coverage options before making your decision.