Turo Do You Need Insurance Reddit
Do I Need Insurance When Using Turo?
What is Turo?
Turo is an online marketplace for people to rent out their cars. It’s like Airbnb for cars. It allows people to rent cars from owners in their local area or from other parts of the world. It’s a great way to make money if you have a car that you’re not using, but it also comes with potential risks. That’s why it’s important to consider insurance when using Turo.
What Insurance Do I Need?
The type of insurance you need will depend on where you live and the type of car you are renting. In most states, you will need liability insurance, which covers damage to other people’s property if you are at fault in an accident. In some states, you may need additional coverage such as collision and comprehensive coverage. You may also need to purchase supplemental insurance from Turo.
Does Turo Provide Insurance?
Yes, Turo does provide insurance coverage for rental vehicles. All vehicles listed on Turo are covered by the company’s own liability insurance, which provides up to $1 million in coverage. This coverage is in addition to any insurance you may already have on your own car. Turo also offers optional supplemental insurance, which provides additional coverage for damage to the vehicle and liability coverage of up to $2 million.
Should I Get Additional Insurance?
It is always a good idea to purchase additional insurance when renting a car, especially if you are renting a high-value vehicle. The additional insurance will provide you with extra protection in case of an accident. It will also give you peace of mind that you are covered in the event of a problem with the rental vehicle. Turo does offer supplemental insurance for added protection, but it is not required.
Is Insurance Required?
No, insurance is not required to rent a car through Turo. However, it is highly recommended to purchase additional coverage, especially if you are renting a high-value vehicle. The additional coverage will provide additional protection in case of an accident or other problem with the rental vehicle.
Conclusion
When renting a car through Turo, it is important to consider insurance. Turo provides its own liability insurance, but it is highly recommended to purchase additional coverage for added protection. This will ensure that you are covered in case of an accident or other problem with the rental vehicle.
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