Cheap Car Insurance for First Time Drivers in the UK
Finding the Best Deals for New Drivers
Getting your first car and the freedom that comes with it is an exciting experience. But it can also be expensive when you factor in the cost of insurance. If you’re a first time driver in the UK, you’ll need to get car insurance, but it doesn’t have to break the bank. In this article we’ll look at some of the best ways to get cheap car insurance for first time drivers in the UK.
Shop Around for the Best Deals
The best way to get cheap car insurance as a first time driver in the UK is to shop around. Don’t just accept the first quote you get. Take the time to compare quotes from different insurers. Every company has different criteria for determining premiums, so by shopping around you can make sure you get the best deal.
Choose a Suitable Vehicle
The type of car you drive can also have an impact on your insurance premiums. If you’re a first time driver, it’s a good idea to choose a car that insurers view as being low risk. This means a car with a good safety rating and a smaller engine size. It’s also worth considering a car with a lower market value, as this will keep your insurance costs down.
Take a Pass Plus Course
Another way to get cheaper car insurance as a first time driver in the UK is to take a Pass Plus course. This course is designed to give you extra training and experience on the roads, and many insurers will offer discounted premiums to those who have completed it. It’s a great way to improve your driving skills and your confidence on the roads, and it could save you money on your car insurance.
Get a Black Box
Black box insurance, also known as telematics insurance, is becoming increasingly popular with first time drivers in the UK. This type of insurance involves fitting a small device to your car that monitors your driving. If you drive safely and responsibly, you could be rewarded with lower premiums.
Choose a Higher Excess
The excess is the amount of money you’ll have to pay in the event of a claim. If you choose a higher excess, this could reduce your premium costs. Just make sure that you can afford to pay the excess if you need to make a claim.
Tips for Getting the Best Car Insurance Deals for First Time Drivers
Finding the best car insurance deals for first time drivers in the UK isn’t always easy. But by following the tips above, you can make sure you get the best possible deal. Shop around, choose a suitable vehicle, take a Pass Plus course, get a black box and consider increasing your excess if you want to get the best car insurance deals for first time drivers in the UK.