Does Allstate Full Coverage Cover Rental Cars?

What is Allstate Full Coverage?

Allstate Full Coverage is an insurance policy that provides drivers with a range of coverage options. This includes liability coverage, collision coverage, comprehensive coverage, and uninsured motorist coverage. Liability coverage pays for any property damage or injury to another person caused by an accident. Collision coverage pays for any repairs to your own car if it's damaged in an accident. Comprehensive coverage pays for any damage to your car that isn't caused by an accident, such as theft or natural disasters. Uninsured motorist coverage pays for any medical bills or property damage caused by a driver without insurance. Allstate Full Coverage also includes rental reimbursement coverage, which pays for a rental car if your car is being repaired due to an accident.

Does Allstate Full Coverage Cover Rental Cars?

The short answer to this question is yes, Allstate Full Coverage does cover rental cars. If your car is being repaired due to an accident, Allstate will provide you with a rental car for a predetermined number of days. This coverage is usually limited to a certain dollar amount per day, so it's important to check your policy for exact details. Allstate also offers an optional coverage that provides additional rental car coverage for an additional cost. This coverage can extend the number of days you're eligible for a rental car, and also increase the dollar amount you're reimbursed each day.

What Kind of Rental Car is Covered by Allstate Full Coverage?

Allstate Full Coverage covers rental cars of a similar size and class as the car you were driving at the time of the accident. This means if you were driving a midsize sedan, Allstate will cover the cost of a rental midsize sedan. If you were driving a luxury vehicle, they will cover the cost of a luxury rental car. Allstate will not cover the cost of a high-end luxury vehicle if you were driving a regular sedan.

What Does Allstate Full Coverage Not Cover?

Allstate Full Coverage does not cover any additional fees that may be associated with renting a car. This includes fees for insurance, mileage, fuel, and other services. Allstate also does not cover the cost of any extras, such as GPS systems or child safety seats.

What Should I Do if I Need a Rental Car?

If you need a rental car due to an accident, the first thing you should do is contact your Allstate insurance agent. They will be able to provide you with all the necessary information and paperwork to get your rental car covered by Allstate Full Coverage. It's important to keep all receipts and paperwork related to the rental car in case you need to file a claim with Allstate.

Conclusion

Allstate Full Coverage does cover rental cars in the event of an accident. This coverage is limited to a certain dollar amount per day, and does not cover additional fees or extras. If you need a rental car due to an accident, it's important to contact your Allstate insurance agent and keep all necessary paperwork in case you need to file a claim.