Cars That Have Cheap Insurance for 18 Year Olds

Why is car insurance more expensive for 18 year olds?

When it comes to car insurance, it’s no secret that the younger you are, the more expensive your premiums are likely to be. This is because statistics show that drivers aged 18-25 are more likely to be involved in accidents, and therefore pose a greater risk to insurers. That’s why it’s important to shop around and find the right car and provider for your needs.

What are the cheapest cars to insure for 18 year olds?

When looking for cheap car insurance, the type of car you choose is key. Generally, the smaller the engine size and the lower the value of the car, the cheaper the insurance will be. Here are some of the cars which are the cheapest to insure for 18 year olds:

-Ford Fiesta
-Vauxhall Corsa
-Nissan Micra
-Citroen C1
-Peugeot 107
-Toyota Yaris
-Hyundai i10
-Renault Clio
-Suzuki Swift
-Honda Jazz

How can I save money on car insurance as an 18 year old?

When it comes to car insurance, there are a few ways that 18 year olds can save money. Firstly, it’s important to shop around and compare quotes from different providers. It’s also a good idea to look at the excess you are willing to pay in the event of a claim. Generally, the higher the excess you are willing to pay, the lower the premiums.

In addition, it’s important to think about the type of car you drive. As mentioned above, the smaller the engine and the lower the value of the car, the cheaper the premiums are likely to be. It’s also a good idea to keep a clean driving record, as this will help to keep your premiums low. Finally, you should also consider taking a Pass Plus course, as this could help to reduce your premiums.

What additional tips should 18 year olds consider?

It’s important to remember that car insurance is a legal requirement in the UK, so it’s important to make sure you are fully covered. However, it’s important to make sure you don’t over-insure yourself. For example, if you have a low value car, it’s probably not worth taking out comprehensive cover, as this is likely to be more expensive than third party cover.

It’s also important to remember that the type of cover you choose will affect your premiums. For example, third party cover is usually the cheapest option, but it won’t cover any damage to your own car. Comprehensive cover is more expensive, but it will cover both your own car and other people’s cars in the event of an accident.

Conclusion

When it comes to car insurance for 18 year olds, it’s important to shop around and find the right car and provider for your needs. The type of car you drive and the type of cover you choose are both important factors when it comes to finding cheap car insurance. It’s also important to remember to keep a clean driving record, as this will help to keep your premiums low.