Cancelling Hastings Direct Car Insurance

Why You May Need to Cancel

There are many reasons why people may want to cancel their Hastings Direct Car Insurance policy. Perhaps you're moving to a different country and need to switch to a local provider, or maybe you've found a better deal elsewhere. Hastings Direct Car Insurance also offers a range of additional services such as breakdown cover and legal protection, which may no longer be necessary. Whatever the reason may be, it's important to understand the cancellation process before taking any action.

How to Cancel

Cancelling your Hastings Direct Car Insurance policy is a relatively straightforward process. You will first need to contact the company by phone to inform them of your intention to cancel. You will then be asked to provide details about your policy, including the policy number. You will then be asked to provide a reason for the cancellation and will be asked to fill out a cancellation form. Once this has been completed, you will be sent a confirmation email.

Cancellation Fees and Refunds

When cancelling your Hastings Direct Car Insurance policy, you may be subject to cancellation fees. The amount of these fees will depend on your policy and how long you have had it for. In some cases, you may be able to get a refund on unused premiums. It is important to note that Hastings Direct Car Insurance does not offer refunds on the administrative fees associated with setting up the policy.

Effects on Your Credit Score

Cancelling your Hastings Direct Car Insurance policy will not have an effect on your credit score. However, it is important to note that if you have any outstanding payments on your policy, this may have an effect on your credit score. It is important to ensure that all payments are up to date before cancelling your policy.

Alternatives to Cancelling

Before cancelling your policy, it is worth considering some alternatives. You may be able to switch to a different provider without having to cancel your policy. This is often the most cost-effective option as it will save you from paying any cancellation fees. It is also worth considering whether you can reduce your premium by reducing the level of cover you have, or by raising your excess.

Conclusion

Cancelling your Hastings Direct Car Insurance policy is a relatively straightforward process. It is important to ensure that you have taken all necessary steps before taking any action. It is also important to consider alternatives such as switching to a different provider or altering your policy to reduce your premium. It is also important to remember that cancelling your policy will not have an effect on your credit score.