What Does PLPD Insurance Cover?

What is PLPD Insurance?

PLPD insurance, or Personal Liability and Property Damage insurance, is a type of car insurance that provides coverage for damage you may cause to another person's property or to another person's body. PLPD can be a great option for those who don't drive very frequently and don't have a need for comprehensive coverage. PLPD insurance covers you for any liability and property damage you cause in an accident, but does not cover damage done to your own car.

What Does PLPD Insurance Cover?

PLPD insurance covers the liability and property damage caused by you in an accident. This includes damage done to another person's car, as well as any medical expenses incurred as a result of the accident. PLPD insurance also covers any legal expenses you may incur as a result of the accident, such as the costs of hiring a lawyer and defending yourself in court. It is important to note that PLPD insurance does not cover the damage done to your own car.

What Does PLPD Insurance Not Cover?

PLPD insurance does not cover damage done to your own car, as well as any damage done to your own property. This includes damage done to your car, as well as any damage done to your home or other property. PLPD insurance also does not cover any medical expenses you may incur as a result of the accident. Additionally, PLPD insurance does not cover any legal expenses you may incur as a result of the accident.

How Much Does PLPD Insurance Cost?

The cost of PLPD insurance varies depending on the type of coverage you choose and your individual circumstances. Generally, PLPD insurance is less expensive than comprehensive coverage, as you are only covering liability and property damage, rather than all the risks associated with comprehensive coverage. The amount you pay for PLPD insurance will also depend on the value of your car, your driving history, and the amount of coverage you choose.

Is PLPD Insurance Right for Me?

PLPD insurance is a great option for those who don't drive very frequently and don't have a need for comprehensive coverage. If you are looking for an affordable way to protect yourself from liability and property damage in the event of an accident, PLPD insurance may be the right choice for you. However, it is important to consider all your options before making a decision, as PLPD does not cover damage done to your own car or any medical expenses you may incur as a result of the accident.