Does My Scotiabank Visa Cover Rental Car Insurance
Does My Scotiabank Visa Cover Rental Car Insurance?
If you’re planning a road trip, you may be wondering if your Scotiabank Visa card covers rental car insurance. Many credit cards offer rental car insurance as a benefit, and it’s important to know if yours does before you make any rental car reservations.
What Does Rental Car Insurance Cover?
Rental car insurance typically covers physical damage and theft for rental vehicles, as well as liability coverage in case of an accident. It is important to know what your coverage includes, so that you are not left with any out-of-pocket expenses if something should happen.
Does My Scotiabank Visa Cover Rental Car Insurance?
The short answer to this question is yes, your Scotiabank Visa card does offer rental car insurance. This coverage is only available when you rent a car for up to 31 days in Canada or the United States and you must decline any additional coverage from the rental car company.
What Does My Scotiabank Visa Rental Car Insurance Cover?
Your Scotiabank Visa card rental car insurance covers physical damage and theft for the rental car, as well as liability coverage in case of an accident. It also covers the towing and storage fees associated with an accident, as well as the cost of a replacement rental car, if necessary.
What Does My Scotiabank Visa Rental Car Insurance Not Cover?
Your Scotiabank Visa rental car insurance does not cover damage to other vehicles or property, or any medical expenses you may incur in an accident. It also does not cover damage to tires, windshields, or any other parts of the rental car not directly related to an accident.
What Should I Do If I Need To Make A Claim?
If you need to make a claim, you should contact the Scotiabank Visa Card Services team right away. You will need to provide the details of the accident, including any police reports, and your Visa card statement showing the rental car charge. You will also need to provide a copy of the rental car agreement and any repair or medical bills you have incurred.
Conclusion
Your Scotiabank Visa card does offer rental car insurance, so you can rent a car without worrying about additional costs if something should happen. However, it’s important to know what your coverage includes and what it does not, so that you can make sure you are not left with any out-of-pocket expenses.
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