Car Hire Excess Insurance Policy: What You Need To Know

Why Should You Consider Car Hire Excess Insurance?

Most of us don’t think twice about taking out car insurance for our own vehicle. After all, we need to be covered for any eventuality. But what about when you hire a car? Most rental companies will require you to buy insurance from them, but this is often an expensive option. That’s why car hire excess insurance is such an attractive option. It can provide you with comprehensive cover for a fraction of the cost of a rental company’s insurance.

Car hire excess insurance is designed to cover any damage to the vehicle, as well as any additional costs associated with the repair, such as towing and storage. It also covers you for any loss of use or additional costs incurred while the car is being repaired. It’s important to bear in mind that car hire excess insurance only covers damage to the car and not personal injury or theft.

What Does Car Hire Excess Insurance Cover?

Car hire excess insurance covers any damage to the car and any additional costs associated with the repair, such as towing and storage. It also covers you for any loss of use or additional costs incurred while the car is being repaired. It’s important to bear in mind that car hire excess insurance only covers damage to the car and not personal injury or theft.

Car hire excess insurance also covers any damage to the car caused by another driver, such as a collision or vandalism. It also covers you for any additional costs incurred as a result of the accident, such as towing and storage, or any loss of use. Again, it’s important to note that car hire excess insurance does not cover you for personal injury or theft.

What Should You Look For in a Car Hire Excess Insurance Policy?

When looking for a car hire excess insurance policy, it’s important to read the small print. Make sure that the policy covers all of the countries you intend to drive in, as well as all of the rental companies you plan to use. It’s also important to check the excess levels and make sure that they are reasonable. The excess is the amount you have to pay in the event of a claim, so the lower the excess, the better.

You should also check the type of cover that is provided. Some policies will cover damage to the car, but not any additional costs, such as towing or storage. Others may cover both damage to the car and any additional costs. It’s important to check the policy carefully and make sure that you are getting the cover you need.

Is Car Hire Excess Insurance Worth It?

Car hire excess insurance is certainly worth considering if you are hiring a car. It can provide comprehensive cover for a fraction of the cost of a rental company’s insurance. It is important to read the small print and make sure that you are getting the cover that you need. It’s also important to check the excess levels and make sure that they are reasonable. Car hire excess insurance can provide peace of mind when hiring a car and could save you a lot of money in the long run.