AA vs RAC European Breakdown Cover

What is European Breakdown Cover?

European breakdown cover is a type of insurance coverage that is designed to protect a driver's vehicle while traveling abroad. The coverage includes protection for any breakdowns that occur while the vehicle is on the road. This type of insurance can be purchased through the AA or RAC, two of the UK's leading breakdown cover providers. Both companies offer a range of different packages, so it is important to compare the different offerings and decide which is the best option for you.

AA European Breakdown Cover

The AA offers European breakdown cover for both cars and motorbikes. Their basic package provides cover for all the essentials, such as roadside assistance, recovery to a nearby garage, and onward travel. This package also provides up to £100 for accommodation expenses if you are stranded away from home. The AA also offers two higher levels of cover, which provide more comprehensive protection for longer trips.

RAC European Breakdown Cover

The RAC's European breakdown cover is also available for cars and motorbikes. The basic package includes roadside assistance and recovery to a nearby garage, as well as cover for onward travel and accommodation expenses. The RAC also offers higher levels of cover, which provide more comprehensive protection for longer trips. These packages also include cover for medical expenses, legal costs, and repatriation of your vehicle.

Comparing AA and RAC European Breakdown Cover

When comparing the two providers, it is important to note that both companies offer similar levels of coverage in their basic packages. However, the higher levels of cover offered by the AA may be more suitable for drivers who are planning to take longer trips abroad. Additionally, the RAC offers cover for medical expenses, legal costs, and repatriation of your vehicle, which may be a useful addition for some drivers.

Conclusion

When deciding on the best European breakdown cover for your needs, it is important to compare the different offerings of the AA and RAC. Both companies provide comprehensive cover for cars and motorbikes and the higher levels of cover may be more suitable for longer trips. Ultimately, the best option for you will depend on the type of trip you are planning, and the level of protection you require.